Join the Cause

Are you one of those “CRAZY ONES”, who believe they can change the world?

If so...consider to JOIN THE CAUSE...JOIN WFG in our mission of educating 1 million families to help improve their personal finance knowledge and become their own money manager.

We are living in a world of uncertainty...a world that is changing in unpredictable ways, and so is our financial future.

Are you at risk for companies layoffs...outsourcing jobs...government furloughs...hiring freeze?

We live in one of the world's wealthiest countries, but yet many live paycheck to paycheck. Any temporary income loss will result cause major distress - not able to pay for bills, mortgage, food, utilities, etc.

Are you worry if you suddenly lose your income due to your employer's uncertain financial situation?

The solution is simple...be prepared...have an emergency fund and always have another source of income.

We believe in financial education...help yourself to become an educated investor.

How?

Get educated in personal finance concepts...Live below your means...Make more money...Protect your income...Invest and build.

Why not work in the financial industry where you can earn while you learn?

Wealth is not defined by how much money you earn.

Wealth is defined by how much you accumulate, and it is measured by the number of months that you and your family can survive without your regular paycheck.

How many months can you and your family survive without a paycheck?

In Hawaii, we always say we pay to live in Paradise. And this Paradise is not cheap.

Honolulu is where I call home, and so is another 375,000 people.

Honolulu Real Estate is well-known to be expensive. The current median sales price for single family homes and condominium are $750,000 and $395,000 respectively.

As many middle-class living in Honolulu would tell you, pay raise is never as fast as inflation rate. In fact, your pay is only enough to cover most living expenses and there is not enough to save. Therefore, many people live paycheck-to-paycheck as employees earning what we call “earned income” or “W2 income” as their sole source of income.

Trust me. Trading time for money is the worst strategy to building wealth. You cannot “earn” your way to financial independence.

In fact, this is the riskiest and worst way to make money and create wealth.

We all have 24 hours a day, why some people are poor and why some become millionaires or even billionaires?

People who amass wealth understand how money works, how to make money when they're sleeping or doing fun things in life. In another word, they don't work for their money. Their money work for them while they're sleeping or doing fun things in life.

75% of millionaires and billionaires are business owners. They invest in real estate and profitable businesses where they have employees or assets who work hard to build wealth for them, and enjoy wonderful tax benefit that comes with real estate and business ownership.

If you continue working as an employee, you’ll continue to help your employer create more wealth, you’ll continue to pay more in social taxes (earned income is taxed at 15.3%), you’ll continue to spending your own money for gas to go to work, buy fancy clothes to go to work, drive a fancy car to go to work. These are expenses that you cannot write off on your employee-status tax return. Because you don’t own a business. You own a lifestyle.

And your employer will continue to control how much you make and how hard you have to work. And when business is bad, you’ll be let go just like that.

Is this the life you want for you and your family? Do you want your children to grow up to be a money-making slaves for others? And live paycheck-to-paycheck?

Financial freedom is within reach…

Financial freedom is when you don't have to work and you have the freedom of time and money to do what you want whenever you want.

The freedom to spend more time with your family, do things that you love in life, travel the world, help others, etc.

You don’t have a J.O.B. (Just Over Broke) to report to, you don’t have a schedule to follow, you don’t have to get permission to take a day off to take your kids to the doctor. You no longer earn a paycheck. You no longer trade time for money because your money is working for you.

If you think you and your family deserve a better life than living paycheck to paycheck, we can help...