About Us

Revolutionize the financial industry…

transform people’s lives through financial education and coaching.

That’s me. I’m a long-time resident of Honolulu for over 20 years, that’s more than half of my life. I was born in Hong Kong and raised in Macau, China. I speak Cantonese but not as fluent as my English.

I’m a board-certified specialist in pediatric nutrition with over 10 years of experience taking care of medically-fragile children in the Department of Defense system.

Tripler Army Medical Center

I love my job, I love seeing infants, young child and adolescents overcome their illnesses, get better and grow to their fullest potential.

I’m also a single parent with a talented and gifted child who attends Punahou School. And my ex-husband is not involved in providing financial support.

Kas and Me

So I solely support myself and my only child.

With just one parent, one income and a Punahou School tuition, I have to be shrewd and creative with my finances. I need another source of income for security, ideally passive income, so I can continue to spend quality time with my daughter.

I have been managing my own money and investing in stock market since I started making money. I learned everything about money management, creating wealth and investing from reading every money and finance books I can get my hands on.

I wanted passive income so I can continue to spend time with my daughter and still making money, which I did through real estate investing.

Read about my journey to real estate investing here.

How I Become a Financial Advisor?

I was introduced to indexed universal life insurance and World Financial Group by my friend back in 2012. I was amazed at what an amazing investment vehicle life insurance can be. I’ve been investing on my own for years and have experienced the painful loss. But the indexed universal life solve the problem of loss.

Besides, being a single parent I need life insurance and proper estate planning.

If you don’t believe me, read “Be Your Own Bank” and download the “Saving Your Future“.

I joined World Financial Group in 2012 because I believe in the company’s mission in transforming family’s financial situation and the great financial solutions backed by hundred years old financial institutes.

I also realized that working as an employee will never get me to financial freedom. Even investing in stock market cannot do that. The only way to become financially free is to become a business owner (not self-employed business owner) who provides value that change people’s lives.

I want to take control of my own future. I don’t want to be threatened by federal government’s furloughs and lay-offs. Having money gave me the opportunity to send my daughter to private school, a decision that I would never regret.

So I decided to become a financial advisor and started my own business in the financial industry to transform people’s lives by transforming their finances.

I understand the need of many local families because I was there in their same shoes before.

As a single parent with only one income, I think I have done quite well financially compared to many two-parent families with 2 incomes.

Read more about my real estate investing endeavor.

Working as a full-time professional, taking care of a teenager by myself (driving to school, tennis practice, hang-out with friends), and building a finance and real estate business is difficulty, but very fulfilling.

I thank God every day for the path he has chosen for me. Without my daughter being the motivation in my life, I would not have achieved what I have today. And I’m very much grateful for that.

Just a side note, besides all these, I play tennis, golf and stand-up paddle frequently too.

So, I do believe, with faith and persistence, you will find what you’re looking for in life. And I hope the information on this website will help you find what you’re looking for in your life too.

We are here to help you find the right financial solutions for your unique situation. Don’t hesitate to contact us.